Shaping the Future of Cross-Border Transactions

Powered by a secure, permissioned blockchain, HIVEX® utilizes QR Bridging™ to deliver seamless wallet-to-merchant connections and real-time interoperability, empowering digital wallet providers and merchant acceptance networks with operational discretion to drive cross-border commerce forward.

A Neutral, Secure, and Permissioned Payment Platform

Built on a neutral, secure, and permissioned blockchain platform, HIVEX® delivers transparency, security, and flexibility across all borders.

Blockchain Interoperability 

Connect digital wallet providers and merchants through a shared ledger with auditable transaction flows and real-time consensus.

Strong Privacy by Design

No personal information is accessed, stored, or shared across the HIVEX® network. End-to-end privacy and full compliance with global standards.

Smart Settlement Contracts

Automate how fees, FX, and rewards are distributed across borders using programmable logic that adapts to your rules.

Flexible Settlement Options That Work for You

Choose how you settle. HIVEX® supports centralized, bilateral, and stablecoin-based settlement for real-time, cross border value exchange, giving you maximum control, speed, and flexibility.

  • HIVEX® is the designated settlement provider enabling faster, scalable settlement across participants in the network.

  • Transactions can be settled directly between parties if required by local regulatory mandates, offering transparency and control without intermediaries.

  • Transactions are settled using regulated stablecoins, enabling real-time, reliable payments with enhanced efficiency and interoperability.

Built for Scale. Designed for Simplicity.

Ubiquitous Payments, Wherever You Are

HIVEX®’s QR Bridging™ removes traditional barriers to cross-border expansion by leveraging existing local infrastructure and processes, from point-of-sale terminals to settlement rails.

Flexible Integration Modes
HIVEX® supports both consumer-presented and merchant-presented QR flows, as well as NFC-based tap-to-pay. Wallets only need to integrate once to work across varied in-store formats globally and incremental new corridor acceptance, with no hardware changes or retraining required.

Frictionless Global Expansion
Seamlessly and instantly launch in new countries without hardware changes or merchant onboarding delays.

Own the Experience, Earn the Margins
Retain control of branding, interchange structure, and user rewards logic. HIVEX® offers wallet-controlled targeting so travelers can opt in to local deals without leaving your app.