Expand Your Wallet’s Reach Beyond Borders

HIVEX® is an interoperable payments network enabling bank-issued and fintech wallets to make cross-border payments at merchants via QR or NFC, without any user changes or merchant training.

Hand holding smartphone displaying a finance app with cash balance of $4,250.44, credit card balance of $10,000, loan balance of $12,500, and two recent transactions.

The Infrastructure Layer for Global Wallet Acceptance

HIVEX® is a decentralized, blockchain-powered payment network that connects wallets and banking apps to cross-border payment infrastructure. It delivers transparency, security, and control to all network participants—while preserving merchant operations and ensuring a seamless user experience.

Trusted by Leading Wallets and Payment Providers

Built for Digital Wallets, Mobile Banking Apps, and Payment Platforms

Designed for Innovators Driving the Future of In-Store Payments

Whether you’re scaling a wallet or building a QR-based payment network, HIVEX® provides the rails to enable cross-border acceptance—without disrupting what already works.

Digital Wallets

Extend in-store reach across borders through QR codes over HIVEX® rails and tokenized NFC transactions over existing card rails, with no dependency on hardware changes or added merchant friction.

Mobile Banking Apps

Add QR capabilities to complement your card offering and give users more ways to pay abroad, especially in markets where card acceptance is limited.

Mobile Payment Platforms

Open your network to international acceptance and unlock new revenue—while keeping existing merchant relationships intact.

How HIVEX® Powers Wallet Interoperability

A blockchain-based payment technology stack that serves as the foundational rails powering a highly secure and trusted value-transfer network.

Blockchain-Based Interconnectivity

HIVEX® connects wallets to merchants through a secure, permissioned, blockchain based network–enabling seamless cross-border payments.

QR Code Agnostic

We normalize QR code formats across regions, allowing foreign wallets to transact with local QR infrastructure.

QR-to-NFC Conversion

When QR codes aren’t supported, HIVEX® converts the wallet payment into a tokenized credential for NFC acceptance on card terminals.

Localized Merchant Offers

HIVEX® can deliver personalized, geo-targeted offers from local merchants, directly through the user’s wallet.

Powering Cross-Border Payments Without Compromise

A Neutral Network Built for Wallet Control and Revenue Growth

HIVEX® is a decentralized, blockchain-based payment network that gives wallets full control over the user experience. Manage FX, design rewards, and drive consumer spending globally. For acceptance networks, it unlocks new monetization models while increasing merchant value by capturing spend from high-value foreign travelers, all without changing existing systems.

Person holding smartphone displaying a $85 USD contactless payment screen near a card reader terminal.
Powering Cross-Border Payments Without Compromise

A Neutral Network Built for Wallet Control and Revenue Growth

HIVEX® is a decentralized, blockchain-based payment network that gives wallets and apps full control over the user experience, manage FX, design rewards, and drive in-store adoption globally. For acceptance networks, it unlocks new monetization models while increasing merchant value by capturing spend from valuable international travelers, all without changing existing systems.

Trusted. Scalable. Frictionless.

The Network Leading the Future of In-Store Wallet Payments

HIVEX® transforms how mobile payment apps connect to merchants around the world; with growing scale, usage, and real-world results.

1.4B+
wallets
connected
Wallet User Reach
Wallets across Japan, China, Hong Kong, Taiwan, and Korea are already participating on the HIVEX® Network, with more regions onboarding rapidly.
7M+
merchants
accessible
Merchant Access via QR Codes
Tap into established QR payment networks—no new hardware or merchant training required.
12%
Cross-Border
Wallet Usage
Corridor Activation
Tap into established QR code payment networks—no new point-of-sales hardware or merchant training required.
100%
Merchant
Hardware Reuse
Infrastructure Compatibility
No new hardware. No merchant onboarding. No disruption.

Wallet Journeys, Simplified

Explore how users transact through HIVEX® across borders and devices.

Person making a contactless payment with a smartphone on a card reader while a cup of coffee sits on a table.Man scanning a QR code with a smartphone at an outdoor market stall displaying fresh vegetables.Person scanning a QR code displayed on a smartphone screen using a handheld barcode scanner at a checkout counter.Person making a contactless payment with a smartphone on a tile countertop using a card reader.Person holding a small white shopping bag while another hand scans a QR code on a smartphone using a card reader.Person holding a smartphone to a contactless payment terminal on a white counter.Customer using a smartphone to make a $32 contactless payment at a card reader.
Collage of people using smartphones for contactless payments with card readers and QR codes in different retail and cafe settings.

Expand In-Store Acceptance Without Borders or Friction

Take your wallet global. HIVEX® makes in-store acceptance abroad simple, fast, and seamless.

Black background with abstract blue circuit-like lines and dots forming a digital network pattern.Black background with blue and white curved lines and dots forming a circuit-like pattern around the edges.
Expand Your Wallet’s
Reach Beyond Borders
2026 HIVEX®. All rights reserved.
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2025 HIVEX®. All rights reserved.